The Challenge
In 2025, just 126 members facing specialty episodes drove 65% of total plan spend, across surgical hospitalizations, pregnancy, cancer, severe autoimmune disease, and other hospitalizations. Every one started with a member choosing a specialist, often for the first time, under stress. That choice shaped both the quality of care and its cost.
What Proximal Did
Gave members a simple way to find the top-ranked specialist for their exact condition, plus a cash benefit. Proximal guided them to in-network specialists, corroborated across independent sources, surfaced each doctor's expertise, and let them choose. Members who experience a covered event claimed a $1,500 cash benefit for a designated specialist and $300 for any other in-network specialist with feedback. Proximal handled comms, search, and claims, with no changes to the City's existing plan.